It seems we deal with insurance companies all our lives, and I must say I've dealt with my fair share over the years. From car insurance, house insurance to business insurance, we count on them for all. We always take this insurance with a high hope that we may never need to use it. Turns out we may have to use it at some point in our lives. I had insurance for almost everything I use and had to call the insurance adjuster only a couple of times. The most interesting part is only when you realize how much the actual amount turns out to be and how much you gotta pay when you have an insurance. The car insurance turns out to be a huge benefit when I heard the actual deal from it. But now with many factors to note and new companies coming up, how to get the right insurance with right benefits that fit your budget?